Commercial

A Commercial Mortgage can be taken out to buy, extend, improve or re-mortgage business or buy-to-let premises.

Commercial mortgages are available for a wide range of business needs and properties including:

• Purchasing existing businesses such as restaurants and pubs where the business and property are sold as one
• Funding business growth, typically for the purchase of additional office space
• Buying land for business development, such as the construction of retail parks and business units
• Buying virtually any type of business premises, typically warehouses, offices, factory units and similar

100% of the purchase value is obtainable providing there is additional security. Rates typically start from as little as 1.25% over the Bank of England base rate and we can usually help with adverse accounts and credit history problems.

We can provide up to 85% of the bricks and mortar value with no proof of income (self certification commercial mortgage).

We can also offer up to 100% of the purchase price or valuation if additional security is offered.

We can also provide you with bridging finance to ensure your transaction completes smoothly.

Through NACFB we deal with all UK commercial lending institutions and many overseas to get you the best possible deal. Please note that commercial and buy to let mortgages are not regulated.